Patrick J. Silva
Silva & Silva
Attorneys at Law
* 20 Years of Top Level DUI Experience!
* I Teach Other Lawyers DUI Defense!
* Well Known & Respected in the Courts!
Who do you want as your Attorney? The Master or the student? Patrick Silva has 18 years of DUI experience, he has been published in DUI reference books, he has spoken in front of 100's of attorneys at conferences, taught classes to Lawyers on his secrets and strategies, and has a nationally listened to podcast dedicated to teaching other DUI Lawyers How To Win.
SR-22: When do you need it? by Nolo Press
SR-22 (the “SR” stands for “safety responsibility”) is a document that verifies that someone has automobile insurance. The SR-22 is prepared by an insurance company and then filed (by the insurance company) with the department of motor vehicles (DMV). The SR-22 is not an insurance policy. It is evidence that you have a policy.
Typically, an SR-22 is required when a driver seeks to reinstate a driver’s license after being convicted of a DUI, reckless driving, driving without insurance, or some other driving violation that’s resulted in a suspension. The SR-22 may be required whether you own a vehicle (owner SR-22) or not (non-owner SR-22). The SR-22 is usually required for a number of years – for example, five years following a DUI conviction. If the policy holder fails to pay the premiums, the SR-22 is cancelled and an SR-26 is filed with the DMV. When the DMV receives the SR-26, the policy holder’s license is suspended until a new SR-22 is filed.
How are premiums determined?
An insurance company takes many factors into consideration when determining your insurance rates (premiums). Some factors may seem unfair. For example, drivers with higher education or who are married will generally receive better rates than a driver with a similar driving record. Below are the major factors affecting rates
Driving record and accidents. Moving violations, DUIs, and accident claims trigger higher rates.
Credit score. Bad credit scores trigger higher rates.
Miles driven. Drive less, pay less.
Occupation. Jobs involving driving or heavy commutes may trigger higher rates.
Location. Higher crime rates in your neighborhood or a density of population (cities) will cause rates to rise.
Age. Drivers under 25 pay more; drivers between 50 and 65 pay less.
Gender and marital status. Women have fewer accidents and pay less than men. A married person is considered more stable and will receive a lower rate than a driver with a similar record.
Type of car. The more powerful or expensive, the higher premium because high performance cars attract riskier drivers and expensive cars are more costly to repair.
Dui Lawyer San Bernardino, DUI Lawyer Riverside, DUI Lawyer Victorville, DUI Lawyer Rancho Cucamonga, DUI Lawyer Joshua Tree, DUI Lawyer Murrieta, DUI Lawyer Indio, DUI Lawyer Banning, DUI Lawyer Santa Ana, DUI Lawyer Fullerton, DUI Lawyer Harbor, DUI Lawyer Pomona, Aggressive DUI Lawyer, Drunk Driving Lawyer, Drunk Driving Defense Attorney, Hire a DUI Lawyer, Best DUI Lawyer, DUI Trial Lawyer.DMV Drivers License Lawyer, DUI Facts, DUI Criminal Law Attorney Dui Lawyer, Dui Lawyer Colton, Dui Lawyer Grand Terrace, Dui Lawyer Rialto,
Dui Lawyer Fontana, Dui Lawyer Highland, Dui Lawyer Redlands, Dui Lawyer Loma Linda, Dui Lawyer Bloomington, Dui Lawyer Upland, Dui Lawyer Ontario, Dui Lawyer Claremont, Dui Lawyer Big Bear, Dui Lawyer Apple Valley, Dui Lawyer Barstow, Dui Lawyer Moreno Valley, Dui Lawyer Hemet, Dui Lawyer San Jacinto, Dui Lawyer Beaumont, Dui Lawyer Palm Springs, Dui Lawyer Palm Desert, Dui Lawyer Corona, Dui Lawyer Norco, Dui Lawyer Lake Elsinore, Dui Lawyer Montclair, Dui Lawyer La Verne, Dui Lawyer San Dimas, Dui Lawyer Glendora, Dui Lawyer Valinda, Dui Lawyer Azusa, Dui Lawyer West Covina, Dui Lawyer Covina, Dui Lawyer Duarte, Dui Lawyer Monrovia,Dui Lawyer Pasadena, Dui Lawyer La Puente, Dui Lawyer Huntington Beach, Dui Newport Beach, Dui Lawyer Irvine, Dui Lawyer Anaheim, Dui Lawyer Orange, Dui Costa Mesa, Dui Lawyer Tustin, Dui Lawyer Garden Grove, Dui Lawyer Brea, Dui Lawyer Yorba Linda, Dui Lawyer Fountain Valley, Dui Lawyer Buena Park, Dui Lawyer Westminster, Dui Lawyer La Habra, Dui Lawyer Stanton, Dui Attorney San Bernardino, Dui Attorney Victorville, Dui Attorney Rancho Cucamonga, Dui Attorney Highland, Dui Attorney Redlands, Dui Attorney Colton, Dui Attorney Fontana, Dui Attorney Rialto, Dui Attorney Upland, Dui Attorney Ontario, Dui Attorney Claremont, Dui Attorney Apple Valley, Dui Attorney Big Bear, Dui Attorney Grand Terrace, Dui Attorney Riverside, Dui Attorney Joshua Tree, Dui Attorney Murrieta, Dui Attorney Indio, Dui Attorney Banning, Dui Attorney Beaumont, Dui Attorney Hemet, Dui Attorney San Jacinto, Dui Attorney Corona, Dui Attorney Norco, Dui Attorney Palm Springs, Dui Attorney Palm Desert, Dui Attorney Pomona, Dui Attorney Valinda, Dui Attorney Montclair, Dui Attorney Glendora, Dui Attorney San Dimas, Dui Attorney La Verne, Dui Attorney Azusa, Dui Attorney West Covina, Dui Attorney Covina, Dui Attorney Monrovia, Dui Attorney Pasadena, Dui Attorney City of Industry,Dui Attorney La Puente